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SERVICES

INDIVIDUAL
• Health
• Dental
• Disability
• Long Term Care
• Life Insurance
• Annuities
• Short Term Medical

EMPLOYEE BENEFITS
• Group Health
• Group Dental
• Group Disability
• Group Long Term Care
• Cafeteria Plans
• Flexible Spending Accounts
• 401(k) Plans
• Short Term Medical

MEDICARE
• Supplement Plans
• Gap Plans
• Part D

BUSINESS
• Qualified Plans
• Deferred Compensation
• Business Continuation
• Estate Planning
• Buy-Sell Agreements
• SERPs

RETIREMENT
• IRAs
• Roth IRAs
• Simple IRAs
• Individual 401k Plans
• Social Security

BASIC GURU
• Secure Online Benefit Management Sytem
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 Phone: (951) 288-0751 | E-mail: cecilia@palaciosonline.com